Homeowners Insurance, Flood Insurance, Renters Insurance, Home Insurance and Building Insurance in Clearwater, Lakeland, St. Petersburg, Tampa, Land O’ Lakes FL, and Surrounding Areas
Providing peace of mind where you live…
Homeowners Insurance from All Star Insurance
‘Be it ever so humble, there’s no place like home’. It’s the place we can’t wait to get to at the end of a busy day. It’s so much more than a shelter: a home is the family’s gathering place. Knowing it’s there is a constant source of comfort. The loss of a home due to a fire or other disaster is a devastating experience. Knowing you have the protection in place to restore your home and belongings if the unthinkable happens gives you peace of mind. From a broken window during a backyard baseball game to more threatening occurrences, All Star Insurance makes sure you have the coverage you need…and the peace of mind you and your family deserve.
Let’s make sure you’re covered…
Reviewing your policy limits can save you thousands of dollars
“I have homeowners insurance, so I know I’m covered.” It’s a common statement…but it’s only partially true. Having a homeowners policy does mean you’re covered…but for what, and for how much? Not knowing the answers to these questions has cost homeowners literally thousands of dollars. Each and every insurance policy has limits, and homeowners policies have very specific limitations on how much is paid for certain items. There are limits for artwork, cash, computer software/hardware, jewelry and other items. If the value of any item exceeds the policy limits, the difference is an out of pocket expense for you.
All Star Insurance analyzes your risks and walks you through the process of choosing coverage that provides the protection you actually need. We tailor your policy to reflect your lifestyle so you won’t come up short in the event of a loss.
Rent or own…we’ve got you covered!
It’s important to know that if you rent, you still need insurance to cover your belongings. Your landlord / apartment complex owner does NOT carry insurance to cover the contents of your dwelling. Their insurance only covers the property they own. A renter’s insurance policy provides the protection you need against loss from theft or fire…as well as liability protection should someone suffer an accident while visiting. Your All Star Insurance agent can help you secure the coverage you need to protect your possessions.
Why is Flood Insurance a smart choice?
Flood Insurance from All Star Insurance
One of the most common misconceptions still prevalent is that a homeowner’s insurance policy provides coverage for flooding. Homeowners insurance does NOT cover flooding! With every flood occurrence there are far too many homeowners who discover all too late that their homeowners policy does not cover flooding. That is why the government established the National Flood Insurance Program.
The National Flood Insurance Program (NFIP) was established in 1968 as a federal program to provide flood insurance for individuals who lived in areas that had the greatest risk of flooding. Designated as Special Hazard Areas, these areas were covered through the NFIP program by way of a cost-effective policy to replace costly disaster assistance programs. All Star Insurance offers flood insurance through the National Flood Insurance Program.
EVERYONE is eligible
Because flooding isn’t limited to high-risk flood areas, the NFIP allows most any property owner to participate in the program by purchasing flood insurance. Local drainage problems, sheet flooding down a sloop, ice jams and other contributing factors lead to flooding in areas outside designated flood plains. Even if your property has previously flooded, you’re still eligible for participation in the National Flood Insurance Program. Ask your All Star Insurance agent for details.
Our options include:
- Renter’s Insurance
- Rental property
- Mobile Homes
- Vacant Homes
- Homes under construction
- Fire Policies
- Jewelry, artwork, etc.
- Multi Policy Discounts available